Personal Services
We can help you with all of your personal insurance needs. We are here to help you protect your assets and find the right coverage at the best value.
Auto
Next to your home, your automobile is often the most expensive piece of property you own. As a result, it is important to seek the best value when buying your insurance. To ensure that you have the proper protection, there are a number of ways that you can reduce the cost of your auto premiums while obtaining the coverage you need.
Deductibles
Choosing higher deductibles for collision and comprehensive coverage is an easy and cost-effective way to lower your auto insurance bill. In many cases, the premium savings realized by switching to a higher deductible may be enough to offset the cost difference of an increased deductible in just a few years.
Discounts
- Multi-policy:
By insuring your auto and home with Erie Insurance, you will receive a discount on your auto premium as well as your homeowners insurance premium. - Multi-car:
If you insure two or more cars with Erie Insurance and they are owned and used by the individual and/or relatives living in the same house, you receive a discount. - Safe driver:
New policyholders who are claims and violation-free may be eligible for an additional discount. - Pay plan:
By paying your premium in full by your effective date or within 60 days, you will receive a discount. - PERC:
Long-term, claims-free drivers receive additional discounts.
Ask about the discounts you can get for having your home and automobiles insured with the same company.
Homeowners
Whether you live in a suburban Colonial or a two-story townhouse, we can help protect your home. Our agency offers a variety of home insurance policies to choose from, and these plans can be tailored to suit your individual needs and budget.
Our HomeProtector policies (homeowners in North Carolina) come with a full complement of standard features that cover your home, personal property and other structures. These policies also include coverage for liability protection, loss of use and medical payments to others in the event someone is injured in your home.
You may also take advantage of higher deductibles, and you may qualify for discounts and credits to reduce your insurance premiums. Or, you can add endorsements to your policy to broaden the nature of the protection provided even further.
Life
Wilson Insurance Services shops from among hundreds of top rated life insurance companies to get you the very lowest term life insurance rates. We also shop these same companies for the best offers if you if you need whole life or universal life insurance.
Health
Wilson Insurance Services offers an array of competitive group health insurance programs. Contact us to discuss your options regarding the procurement of group health coverage.
Long Term Care
Long Term Care Insurance is not for everyone. It is for those inividuals who desire to protect their assets against the steep costs ($50,000 to $100,000 annually depending on needs and location of care) associated with Long Term and Nursing Home Care.
This personal, assisted living care is not currently covered by health insurance. Statistics show that 50% of those over 65 years of age will utilize this type of care in the future. Consideration of long term care coverage should be a part of every comprehensive retirement plan. The younger you are the less this coverage costs. Exploring your options now gives you the freedom to choose what type of care suits you down the road. You can choose to stay at home or go to a nursing facility with the comprehensive plans available.
You owe it to yourself and loved ones to look into this coverage. We offer professional counseling, a diverse choice of plans, and financially stable companies. Contact us to discuss your options.
Disability
If you become disabled and cannot work, who will pay your bills? Statistics show that 35% of all individuals in the workforce will become disabled for a period of time that exceeds 2 weeks during their working career. Disability insurance helps replace the income you lose when you become disabled. We have competitive pricing through excellent companies who can provide you with this coverage. Contact us to discuss your options.
Personal Forms
Get a Life Insurance Quote
Get a Home/Condo Owner's Quote
Get an Automobile Insurance Quote
Get a Personal Review
Report a Personal Claim
Report a Home/Condo Owner's Claim
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What's New
Six Signs That Your Injured Employee is being Treated by a Non-Employer Friendly PhysicianMost states allow an injured worker to seek care with whatever physician the employee prefers. There are some rules to follow, but as long as the doctor cooperates there usually is not a problem.
Should you buy Flood Insurance?
Flash flooding can occur anywhere, regardless of whether your property is located within a defined "Flood Zone" area. A standard homeowner’s or business owner's policy does not cover flood damage. You must purchase a separate policy to have coverage for damage caused by "rising surface waters". Pipes bursting, leaking, or other water damage from internal water sources are generally considered to be covered causes of loss and are not considered "floods".
How Safe Is Your Winter Heating?
Is the chill of winter creeping in and around your house? The best defense is making sure your home’s heating system is maintained properly. Follow these tips for extra efficiency and warmth:
- Have a professional inspect your heating system once per year, before winter hits.
- Replace air filters often, per the manufacturer’s recommendation (the professional who inspects your heating system can tell you what’s best).
- Seal up air leaks and add insulation around the house.
- Clean registers and make sure they’re not blocked by furniture, carpets or drapes.
- Bleed trapped air from hot water radiators.