Wilson Insurance Services, Inc. - Commercial Renewal - Group Insurance, Commercial Insurance, Life Insurance, Liability Insurance

What Our Customers Say!

Linda Welborn, Fletcher Wilson, and the entire staff at Wilson Insurance Services provided us with creative risk management solutions, found us considerable savings with regard to annual premiums, and exceeded our expectations in every way. They are wonderful folks to work with!

Bowman Gray, Brightleaf Asset Management, President · Winston-Salem, North Carolina Brokerage

Read what others have to say.

What's New

Should you buy Flood Insurance?

1/26/2012

Flash flooding can occur anywhere, regardless of whether your property is located within a defined "Flood Zone" area. A standard homeowner’s or business owner's policy does not cover flood damage. You must purchase a separate policy to have coverage for damage caused by "rising surface waters". Pipes bursting, leaking, or other water damage from internal water sources are generally considered to be covered causes of loss and are not considered "floods".

It’s a good idea to contact our agency to start the application process early - most flood insurance policies have a mandatory 30-day waiting period before they take effect.

For more specific information regarding flood insurance, please see the following:

How Safe Is Your Winter Heating?

1/20/2012

Is the chill of winter creeping in and around your house? The best defense is making sure your home’s heating system is maintained properly. Follow these tips for extra efficiency and warmth:

Have a professional inspect your heating system once per year, before winter hits.
Replace air filters often, per the manufacturer’s recommendation (the professional who inspects your heating system can tell you what’s best).
Seal up air leaks and add insulation around the house.
Clean registers and make sure they’re not blocked by furniture, carpets or drapes.
Bleed trapped air from hot water radiators.

Six Tips for New Car Buying:

1/20/2012

Are you going to buy a new car this year? Whether you’re looking for a family minivan, a sporty coupe or a fuel-efficient mini-car, here are six tips to factor into your research:


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Let's say you were driving to work tomorrow, had an accident, you were at fault, and there was $100,000 in damages - would you want your policy to pay all damages?	Yes It's not something I am concerned about
Let's say you had a few glass claims, would you prefer to pay for them out-of-pocket, or would you prefer for your insurance premiums to go up?	Pay for them out of pocket Rather pay a higher premium and have it covered
If you had damage to your car, would you rather have a lower deductible for less out-of-pocket, or would you prefer to lower your premiums by choosing a higher deductible?	I would rather have a lower deductible I would rather reduce my premiums
How many licensed drivers are in your household?
In the event of death, would you want loans on any of your vehicles paid?	Yes No

Homeowners
Do you have any jewelry you would want replaced if it were lost on vacation?	Yes No
If you had damage to your home, would you rather have a lower deductible for less out-of-pocket, or would you prefer to lower your premiums by choosing a higher deductible?	I would rather have a lower deductible I would rather reduce my premiums
Have you made any improvements or additions to your home over the past year?	Yes No
If you had a sewer backup and your carpet were ruined, would you want it replaced?	Yes It's not something I am concerned about
In the event of death, would you want the mortgage on your home paid?	Yes No I do not have a mortgage

Recreational Vehicles
Do you have any licensed vehicles such as boats or snow mobiles that you would want replaced in the event of an accident?	Yes No

General Questions
Do you have any income producing hobbies?	Yes No
Do you have any collections, such as guns or art?	Yes No
Do you have a vacation home or rental properties?	Yes No
Do you have an inventory of all your household possessions?	Yes No
Do you do any work at home for your employer?	Yes No
Have you made any major purchases during the past year?	Yes No
Have you added a burglar alarm or other security devices?	Yes No
If you live in an area frequented by flood, earthquakes or earth movement, would you want losses covered for these disasters?	Yes It's not something I am concerned about
Let's say you were involved in an accident in your car, or someone hurt them selves on your property, and you were sued for $1,000,000. Where would you want the money to come from?	My insurance policy It's not something I am concerned about
If you had a chronic illness or disability that left you unable to care for yourself for an extended period of time, where would the money come from?	I don't know It's not something I am concerned about

Other Policies
In order to properly protect your assets, it is important that we have complete information about your total account. Please list any policies, including personal auto, homeowners and group health, written with other agents.

Feedback
Has anyone in our office provided exceptional service over the last year. If yes, please tell us about it.
If we have provided value to you over the last year, we might also be able to help your friends and neighbors. Who would you suggest we contact?
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Personal Renewal Review

What's New